Podcast Episode 11: Maya Asks how to Insure her Home Business
Join us for this debut episode where we answer a member question about how to handle home insurance for beauty pros.
So this is a first! Every day, we help members with their career challenges – from how to manage a staffing challenge to getting the right commission payments in place. We help in any way we can; through a phone call, email, or even in our chat tools.
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Our member Maya had a question and we’re share it with you.
Maya is getting her home business set up and wants to know how to best insure herself. She’s wondering how home insurance plays into her coverage and what she needs to do to, as she puts it, “stay out of trouble”.
Understanding Insurance Basics
Insurance is a safety net, covering unexpected events like injuries, damages, or lawsuits. While home insurance protects your personal assets and liability, it doesn’t extend to professional activities conducted at home.
The Need for Specific Professional Insurance
For home-based beauty professionals, having a separate professional insurance policy is crucial. This policy should encompass:
- General Liability: Protects against accidents on your premises, like a client slipping on stairs.
- Professional Liability: Covers incidents directly related to the beauty services you provide, such as a client suffering an infection from a treatment.
Listen to the episode today!
Listen below or on your favourite player